T-Mobile Plans

T-Mobile is the third-largest wireless carrier in the US by subscribers, running its own network on a mix of low-, mid-, and high-band spectrum. Seventeen active plans, a floor of $45 a month for unlimited, and 42 phones in the catalog. The 2020 Sprint merger added mid-band 5G at 2.5 GHz — the same spectrum that now anchors T-Mobile's speed advantage in dense markets.

T-Mobile spent the 2010s rewriting what a postpaid carrier looked like — no annual contracts, early upgrade programs, paying off competitors switch fees — and by the time the Sprint merger closed in 2020, it had a national footprint to match. The combined network took years to fully integrate, but mid-band 5G coverage had expanded well past what either carrier held separately by 2025. Seventeen active plans from USD45 a month up through Go5G Next, with family pricing and add-ons between. The phone catalog runs 42 devices, cheapest at USD109.99. Promotions are frequent and trade-in math is worth checking before assuming list price is the real price. Mid-band 5G at 2.5 GHz is where the network leads in dense markets — faster average download speeds than Verizon and AT&T in most urban benchmarks. Rural coverage has improved but still trails Verizon on extended-range LTE. International roaming inclusion on higher tiers is a real differentiator for frequent travelers.

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